PostFinance travel insurance

Enjoy your travels with peace of mind

Do you like to travel? And would you like to insure yourself as much as possible in case unforeseen incidents such as an illness, an epidemic or lost luggage disrupt your travel plans? Insure your trips against financial consequences with a few clicks. Affordable and just right for your needs.

PostFinance travel insurance: sign up online in just a few minutes

  • Travel insurance for individuals for less than 100 francs.

  • Global coverage − for individuals or multi-person households

  • Basic coverage includes pandemics and epidemics

  • Protects against unwelcome costs before or during your trip

  • Choose your coverage yourself: cancellation, luggage and holidays by car

  • 10% discount with the SmartPlus banking package

  • CoverageDescription
    Coverage
    Who is covered where?
    Description
  • Global insurance coverage
  • For individuals or multi-person households
  • Coverage
    Before the trip (optional)
    Description
  • Travel cancellation
  • Pandemics and epidemics included
  • Insured amount: free to choose between CHF 10,000 and CHF 50,000
  • Coverage
    During the trip
    Description
  • Personal assistance
  • Cancellation or delay of public transport service (insured amount: max. CHF 5,000)
  • Travel legal protection insurance for disputes in connection with your trip abroad (insured amount: max. CHF 100,000)
  • Coverage
    Journeys by car (optional)
    Description
  • Vehicle assistance
  • Excess reduction for rental vehicles (insured amount: max. CHF 5,000)
  • Coverage
    Luggage (optional)
    Description
  • Covers loss or damage
  • Insured amount: free to choose between CHF 1,500 and CHF 5,000
  • Excess: CHF 200
  • Premium calculator

    Calculate your premium with ease and without any obligation to purchase.

    • No matter how wonderful and relaxing travel and holidays may be, there are many potential risks and dangers: an illness that prevents you from travelling resulting in high cancellation costs, an emergency situation or natural disaster in your destination country which means you have to cut your holiday short or require repatriation, a vehicle breakdown abroad, a traffic accident in a hire car, the loss of baggage or a legal dispute with your tour operator. PostFinance travel insurance gives you peace of mind as it covers your risk of costs, provides full protection on all travel in Switzerland and abroad and means you can rely on rapid and professional support in an emergency.
    • Flexible, fair and simple: PostFinance travel insurance provides perfect travel cover for all scenarios. It provides comprehensive and needs-based cover with an attractive price-performance ratio and can be taken out easily online. The insurers PostFinance Reiseversicherung, TAS Versicherungen AG and Assista Rechtsschutz AG are amongst the leading Swiss companies in their sector and have decades of experience in providing assistance and insurance services.
    • Travel in Switzerland and abroad with a maximum duration of six months is insured. The distance between the place of residence and destination must be over 50 kilometres and the trip must include at least one overnight stay. Travel to countries or regions which the Swiss authorities or the World Health Organization (WHO) advise against visiting is not insured.
    • PostFinance travel insurance perfectly complements the benefits of your health insurance scheme’s medical cost cover by providing the following insurance options: cancellation costs prior to departure, assistance with vehicle breakdown and accidents, reduced excess for hire cars, medical or personal assistance, assistance in the event of public transport cancellations and delays, luggage insurance and legal protection for travel abroad.
    • PostFinance travel insurance is an annual policy providing comprehensive cover for all planned and spur-of-the-moment private travel in Switzerland and abroad for an entire year. You don’t have to worry about taking out travel insurance for each trip or stay abroad or other policies during the year. Full-year travel cover is generally worthwhile compared to individual policies if you take two or more short trips a year.
    • Yes. No matter how you decide to travel – your own car, a motorbike or a hire car – we are here to help you in an emergency.

    • If your private vehicle cannot be repaired on site in the event of a breakdown or traffic accident in another European country abroad, the additional costs for onward and home-bound travel (including the use of a hire car) will be covered up to CHF 2,000 per event.

    • PostFinance isn’t an insurance company but instead the marketing partner of TONI Digital Insurance Solutions AG. As an insurer, we have carefully selected and trustworthy partners who are amongst the leading Swiss companies in their sector and possess decades of experience.

      • For all services of PostFinance travel insurance except for legal protection: TAS Versicherungen AG. TAS has been providing high-quality assistance and insurance services for travel since 1975 and is today Switzerland’s biggest travel cancellation insurer.
      • For legal protection: Assista Rechtsschutz AG. Assista is the leading provider of legal protection insurance for private individuals on the Swiss market.

      The insurers mentioned bear the risk and process the claims for PostFinance travel insurance. 

    • If you have the SmartPlus banking package, the insurance discount applies to all PostFinance property insurance policies (car, motorcycle, travel and legal protection insurance), except for those for which Great Lakes Insurance SE is the insurer. The discount is granted only once per insurance policy on an annual net premium (excluding taxes, duties, etc.) and is credited to your PostFinance private account within three months. The discount lapses or is not granted if your banking package is changed from Smart to SmartPlus and back within two years and/or if the policy is terminated and a new policy is taken out for the same insurance object.

Best legal protection insurance in Switzerland

HZ Insurance, Handelszeitung and PME magazine have presented our partner Assista Rechtsschutz AG with the “Top Insurance 2024” award for private and traffic legal protection.

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