13.03.2026
Are you planning a holiday abroad or a city break? If so, you’ll quickly be faced with a practical question: what’s the easiest way to pay while on the go – with cash or credit card?
Enjoy your trip with a credit card that can do more: receive cashback on every purchase, free travel insurance (with Gold and Platinum cards), free cash withdrawals worldwide (Platinum card only) and much more. Get your extras now with our award-winning credit cards.
If you’re travelling abroad, you’ll quickly realize that payment methods don’t work the same way everywhere. While cash is still important in some countries, a credit card is almost essential for many hotels, restaurants and online bookings. Credit cards make it much easier for you to pay while travelling, especially abroad. They are accepted worldwide and enable you to pay quickly and easily without having to carry large amounts of cash. All payments made with credit cards are listed clearly on your credit card statement − allowing you to keep track of your expenses, even when you’re on the go. This will help you to stay on top of your budget, especially on longer trips.
You don’t need to obtain large sums of money in the relevant foreign currency before you leave, and you won’t need to keep left over coins and notes or change them back at great expense on your return. You can simply take enough cash for your arrival or for your first day. In many countries, you can also use your card to pay small amounts in many businesses. And if you find that you need more cash when you’re out and about, there is sure to be an ATM nearby.
With a credit card, you can make payments, book hotels or rent cars worldwide and keep track of your expenses at all times. PostFinance credit cards offer practical advantages for travellers – from worldwide acceptance to value-added service
Discover credit cards now: Apply for a credit card online in Switzerland | PostFinance
When you use your credit card abroad, you are often given the choice to pay in the local currency or in Swiss francs. Admittedly, the Swiss francs option is more convenient because you do not have to convert the amount. However, this option is usually more expensive. If you are given a choice when travelling abroad, it’s best to select the local currency and reject the “dynamic currency conversion”.
It’s very convenient that you can use your credit card to withdraw cash at many ATMs around the world. Take a quick look at the fees and work out whether it’s better value to withdraw the desired amount using your credit card or your debit card.
The PostFinance Visa Platinum Card offers free cash withdrawals in Switzerland and abroad.
It’s a terrible shock to realize that your personal valuables have gone missing during your travels. So it’s just as well that you can easily resolve the problem without delay. With a credit card, this takes no time at all: report the loss via the hotline (+41 848 888 400) or block your card independently in e-finance or the PostFinance App – and order a new card right away.
You can simply leave your wallet at home or in your hotel room once in a while and make credit card payments easily on the go via Apple Pay, Samsung Pay, Google Pay, SwatchPAY!, Garmin Pay or Fitbit Pay using your smartphone or smartwatch.
Only selected credit cards include travel insurance and the services provided vary greatly. For PostFinance credit cards, the Gold and Platinum cards include insurance benefits for cancellation costs, flight delays or luggage, as well as travel accident insurance.
