To use mobile payment solutions, you need:

• An NFC-enabled device with the latest software version (smartphone, wearable or other NFC-enabled gadget).
• PostFinance Card combined with Debit Mastercard.
• PostFinance Mastercard credit or prepaid card.
• The relevant provider’s app – available on Google Play and in the App Store. In addition to SwatchPAY! and Garmin Pay, you can also use services from The link will open in a new window Fitbit, The link will open in a new window Fidesmo, The link will open in a new window DIGISEQ and The link will open in a new window Xiaomi.

Paying with mobile payment providers is incredibly easy and convenient:

1. Unlock device: unlock your NFC-enabled device (smartphone, wearable, etc.)
2. Select card: open the provider’s app and select your saved PostFinance card
3. Hold device to the reader: hold your device close to the contactless payment terminal
4. Confirm transaction: confirm the payment if additional authentication (PIN, fingerprint, etc.) is required
5. Wait for confirmation: wait for confirmation of successful payment to appear on the screens of your device and the terminal

When making mobile payments, your payment data is protected by advanced encryption technologies and tokenization. This means that your card details are never sent directly. Instead, they are replaced by a secure digital token. Two-factor authentication and biometric security measures (such as fingerprint or facial recognition) also ensure that only you can make authorized payments. As such, your data and transactions remain secure and protected at all times.

Our tip: check your transactions regularly and report any suspicious activity.