PostFinance Visa Business Card

Company credit card for travel and expenses
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Whether for everyday work or business trips, the Visa Business Card enables you to keep track of your finances at all times and make quick, secure and flexible mobile payments – easily and conveniently, both contactless and online.

Advantages

  • Attractive bonus programme – with up to 0.6% cashback

  • Individual limits can be set for each employee

  • Option to export your credit card overview

  • If you’ve used up your credit limit, you can top up the company credit card at any time in e-finance

  • Comprehensive insurance benefits on business trips

Card prices

  • Main card: CHF 80/year
  • Additional card: CHF 80/year
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Preconditions

The company is domiciled in Switzerland or Liechtenstein and has a business account in CHF with PostFinance.

Replacement cards

Via hotline/customer advisor
CHF 30 per card
Via e-finance
CHF 25 per card

Payments and cash withdrawals

Monthly spending limit
Individual
Transactions abroad incl. online shops of foreign retailers (CHF/foreign currencies)
1.7% processing surcharge 
Cash withdrawal at ATMs in Switzerland and abroad
3.5% commission (minimum CHF 10)
Lottery, betting and casino transactions
3.5% commission 
Monthly cash withdrawal limit
  • CHF 1,000/day from ATMs
  • Max. 40% of the spending limit

Payment methods

Monthly invoice payment deadline
20 days, default interest charged thereafter
Debit or invoice
Charged via Swiss Debit Direct, e-bill or with inpayment slip (free of charge in e-finance)
Annual interest rate in the event of default
9.5%
Increase in available amount
By inpayment to card account

With unlimited cashback for the business cards from PostFinance, you can benefit from a turnover reimbursement of 0.3%. In the first year you even receive a double bonus. The payment is made directly into your business account every six months, in June and December.

Cashback on the sales turnover achieved :

  • 0.6% in the first year
  • 0.3% from the second year

Travel insurance

Pay for at least 51% of your business trips with the PostFinance Visa Business Card and benefit from the integrated insurance benefits – at no added cost.

File a claim at erv.ch The link will open in a new window

Benefits

  • Thanks to secure e-finance, you have your credit card under control at all times:

    • Real-time display of all your transactions, card limits and available amounts
    • Load credit onto your card to increase your available amounts
    • Receive free notifications about completed transactions (push or text notifications)
    • Block or unblock your card and order a replacement card or a replacement PIN
    • Set the preferred payment method for the monthly credit card invoice

  • Pay securely, more easily and quickly. Save the PostFinance Visa Business Card in Apple Pay, Samsung Pay, Google Pay or SwatchPay and TWINT.

  • Book your rented vehicle via the link below and pay with your PostFinance Visa Business Card. You will be granted the discount automatically.

    The link will open in a new window Book now at avis.ch

    Rental vehicles can be booked by calling The link will open in a new window +41 848 811 818. Quote the AWD number (Avis Worldwide Discount number). You can find it on the back of your Business Card.

  • Debit cards are often not accepted when booking accommodation, rental cars or flights. But a credit card guarantees the reservation.

  • Make secure payments worldwide with PostFinance credit cards thanks to the latest chip technology and 3-D Secure.

    3-D Secure – shop online easily and securely
    Make contactless payments with the card
    More information about card security

  • A company credit card enables you to make a clear distinction between business expenses and personal expenses, simplifies accounting and offers employees personal card limits. Companies also benefit from special insurance policies for business trips.

  • You can settle the card as either an individual or a consolidated statement, depending on your needs. The credit card bill must be paid within 30 days, and no partial payments are possible.

  • There are two ways of adjusting the card limit:

    Submit a request: You can submit a request to increase the card limit. The limit will be adjusted permanently.
    The link will open in a new window Request for a change of limit for your PostFinance Visa Business Card (PDF)

    Load credit onto your card: If the current limit is not sufficient, you have the option in e-finance or the PostFinance App of adding credit to the credit card from your business account in a matter of seconds. You can of course choose the top-up amount, so you can cover last-minute expenses without any problems.

    Both options offer you the required flexibility for your personal needs.

  • You can use the company credit card to make secure and convenient mobile payments. Apple Pay, Google Pay, Samsung Pay and other popular providers are all supported, so you can make flexible, contactless payments worldwide.

A company credit card in just a few steps

  1. Order your company credit card as a new or existing business customer
  2. Your credit card application will be checked
  3. You will receive your company credit card by post within a few days

You are a new business customer

For all customers who don’t yet have a business relationship with PostFinance
Become a customer

You are already a business customer

For existing business customers who want to apply for a company credit card

Apply now

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