Collecting payments at the payment terminal: lower fees, less effort

02.10.2025

Thanks to PostFinance’s “Combo payment methods”, Archetti Vini d’Italia AG is benefiting twice over: it has lower costs for payments collected at the payment terminal and a clear portal for all of its payments.

Marisa Archetti from Archetti Vini d’Italia uses PostFinance’s Combo payment methods to collect payments in the enoteca.

At a glance

  • Since switching to Combo payment methods, Archetti Vini d’Italia has been saving on card payments thanks to lower commission fees.
  • The administrative workload is also significantly lower due to having just one invoice for all cards.
  • Marisa Archetti advises other companies to take a closer look at the topic of acquiring and compare offers.

Discover your savings potential, too.

Archetti Vini d’Italia has been importing and selling exquisite wines from Italy for over 30 years (find out more at archetti.ch). But which wine goes with the food you’re planning to make for your guests? Which prosecco is best for your business’s welcome reception? At the enoteca in Bassersdorf, customers receive personal advice – regardless of whether they’re looking for the perfect party gift or they regularly shop here for their wine. 

New provider with decisive advantages

The one thing that they all have in common is they prefer to pay by card. This makes it all the more important for the family business that collecting payments at the payment terminal is as easy and inexpensive as possible. “When our PostFinance customer advisor showed us the benefits of Combo payment methods, we were immediately convinced,” says Marisa Archetti, who is responsible for accounting at Archetti Vini d’Italia. In the spring, the company decided to switch their acquiring providers.

Full support for the switchover

This has had a double benefit. “First, there’s a financial benefit, because commission fees are lower on certain cards, which pays off especially with higher purchase volumes. Secondly, my administrative workload for monthly financial statements is smaller,” she says. There used to be two different bills in two portals, but now there’s only one covering all cards, including the PostFinance Card. “Now we have everything rolled up into one: this saves us valuable time month after month,” adds Marisa Archetti. Both the changeover and the follow-up went smoothly. She could always rely on her advisor and the support service if she had any questions. 

Tip: check, compare and save

“I can only recommend that other companies take a closer look at acquiring,” she says. “You’re often not even aware of the details of the costs you incur for payment collection. If you take a closer look and compare the offers with the conditions and services, you can save a lot of time and money.” Not to mention that less time on background work means more time for your core business – especially valuable for SMEs. 

Why is an acquiring contract needed at all?

If you want to accept card payments at your terminal, you can’t do this without a company that takes care of the acquiring process. The acquirer ensures the proper processing and forwarding of transactions, and credits the appropriate amount to your account. They are responsible for ensuring everything runs smoothly and securely.

If you opt for an acquiring service from PostFinance, you have advantages: PostFinance is the only financial service provider in Switzerland that offers the entire payment process from beginning to end. With PostFinance, you can buy a payment terminal, conclude an acquiring agreement and receive credits to your PostFinance business account – all from a single source. PostFinance is the professional point of contact for its customers for all advice and support requests relating to payment collection for your business.

This page has an average rating of %r out of 5 stars based on a total of %t ratings
You can rate this page from one to five stars. Five stars is the best rating.
Thank you for your rating
Rate this article

This might interest you too