More than just a savings ac-count – your all-round banking package
Open your savings account di-rectly online in the banking pack-age for just CHF 5 per month.
Invest with a saving plan
Savings account
The secure and flexible alternative to your piggy bank
The savings accounts from PostFinance are ideal for saving money securely and flexibly. Whether it’s for your future plans, your holidays or a long-held dream.
Savings account: the ideal complement to your private account
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Available in CHF and EUR
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Up to 0.01% interest
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- Use for yourself or with a partner
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Make payments and withdraw money with a free debit card
Savings accounts in banking packages
Savings accounts are managed in the Smart, SmartPlus or SmartStudents banking package.
Interest rates
| Balances | Interest CHF | Interest EUR |
|---|---|---|
| Balances Up to CHF 50'000.– / EUR 50'000.– |
Interest CHF 0.01% |
Interest EUR 0.01% |
| Balances From CHF 50'000.– / EUR 50'000.– |
Interest CHF 0.00% |
Interest EUR 0.00% |
| Balances Debit interest for negative balances |
Interest CHF 9.50% |
Interest EUR 9.50% |
Withdrawal conditions
Number of free withdrawals/payment slips |
|
Amount not subject to notice |
|
|---|---|
If the notice period is not observed |
|
Cash withdrawal with your PostFinance account card
PostFinance account card |
CHF and EUR: free of charge |
Cash withdrawals at Postomats |
CHF and EUR: free of charge |
|---|---|
Cash withdrawals at post office counters |
CHF: free of charge EUR: 1% of the withdrawal amount |
Whether you want to close your current bank account or redistribute your assets, we’ll be happy to help.
Close your current bank account
- Please fill in at least the first page of the form
- Sign the form
- Send it to your current bank
How can I make payments for a savings account?
Payments for your savings account and e-savings account can be made using e-finance. For the savings account, payment orders can also be made on paper. Please note the withdrawal conditions.
What are the limits with the account card for the savings account?
| Withdrawal limits | Account card in CHF | Account card in EUR |
|---|---|---|
| Withdrawal limits Cash withdrawals at Postomats |
Account card in CHF CHF 1,000/day |
Account card in EUR EUR 700/day |
| Withdrawal limits Monthly limit per card |
Account card in CHF CHF 5,000 |
Account card in EUR EUR 4,000 |
| Withdrawal limits Monthly limit per card (relevant only if several account cards belong to the same account) |
Account card in CHF CHF 5,000 |
Account card in EUR EUR 4,000 |
| Withdrawal limits Withdrawals at post offices |
Account card in CHF Within the limit of available account funds |
Account card in EUR Within the limit of available account funds |
You would like to become a customer
Open a banking package including savings account in just a few steps.
You already have a PostFinance account
Open your new savings account online.
