Fixed-term deposits

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Fixed-term deposits are the right money market instrument for investors who want to invest their surplus cash in the short to medium term. You determine the term of your investment yourself.

Fixed-term deposits: choose the term yourself

  • Plannable investments with a fixed, agreed-upon interest rate

  • The term can be freely selected up to 12 months

  • No commission

  • Sign up conveniently in e-finance or the PostFinance App

  • The minimum amounts and terms on offer are based on the current market conditions.

    CriteriaNew: fixed-term deposits up to CHF 100,000 Fixed-term deposits from CHF 100,000 to CHF 1 million Fixed-term deposits from CHF 1 million 
    Criteria
    Minimum amount
    		 New: fixed-term deposits up to CHF 100,000 No offer currently available.
    CHF 50,000
    		 Fixed-term deposits from CHF 100,000 to CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
    CHF 100,000 or equivalent in a foreign currency
    		 Fixed-term deposits from CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
    CHF 1 million or equivalent in a foreign currency
    Criteria
    Compatible currencies
    		 New: fixed-term deposits up to CHF 100,000 No offer currently available.
    CHF
    		 Fixed-term deposits from CHF 100,000 to CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
    CHF and foreign currencies
    		 Fixed-term deposits from CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
    CHF and foreign currencies
    Criteria
    Term
    		 New: fixed-term deposits up to CHF 100,000 No offer currently available.
    3 to 12 months
    		 Fixed-term deposits from CHF 100,000 to CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
    3 to 12 months 
    		 Fixed-term deposits from CHF 1 million Offer subject to limited availability. Terms for interest rates are shown.
    Choose between 1 week and 12 months
    • The account is debited on the value date
    • The value date is two working days after the transaction is completed
    • No commission fees are charged
    • Interest income on fixed-term deposits is subject to 35% withholding tax
    • Early repayment of the investment is not possible 

    Investment currencies

    CHF
    Swiss franc
    AUD
    Australian dollar
    CAD
    Canadian dollar
    DKK
    Danish krone
    EUR
    Euro
    GBP
    British pound
    JPY
    Japanese yen
    NOK
    Norwegian krone
    SEK
    Swedish krona
    USD
    American dollar

    PostFinance reserves the right to modify the available currencies based on the current market situation.

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Invest with fixed-term deposits

Directly in e-finance, in the PostFinance App or by telephone.
Order now