The minimum amounts and terms on offer are based on the current market conditions.
Fixed-term deposits
Benefit from potential returns
Fixed-term deposits are the right money market instrument for investors who want to invest their surplus cash in the short to medium term. You determine the term of your investment yourself.
Fixed-term deposits: choose the term yourself
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Plannable investments with a fixed, agreed-upon interest rate
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The term can be freely selected up to 12 months
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No commission
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Sign up conveniently in e-finance or the PostFinance App
| Criteria | New: fixed-term deposits up to CHF 100,000 | Fixed-term deposits from CHF 100,000 to CHF 1 million | Fixed-term deposits from CHF 1 million |
|---|---|---|---|
| Criteria Minimum amount |
New: fixed-term deposits up to CHF 100,000 CHF 50,000 |
Fixed-term deposits from CHF 100,000 to CHF 1 million CHF 100,000 or equivalent in a foreign currency |
Fixed-term deposits from CHF 1 million CHF 1 million or equivalent in a foreign currency |
| Criteria Compatible currencies |
New: fixed-term deposits up to CHF 100,000 CHF |
Fixed-term deposits from CHF 100,000 to CHF 1 million CHF and foreign currencies |
Fixed-term deposits from CHF 1 million CHF and foreign currencies |
| Criteria Term |
New: fixed-term deposits up to CHF 100,000 3 to 12 months |
Fixed-term deposits from CHF 100,000 to CHF 1 million 3 to 12 months |
Fixed-term deposits from CHF 1 million Choose between 1 week and 12 months |
- The account is debited on the value date
- The value date is two working days after the transaction is completed
- No commission fees are charged
- Interest income on fixed-term deposits is subject to 35% withholding tax
- Early repayment of the investment is not possible
Investment currencies
CHF |
Swiss franc |
|---|---|
AUD |
Australian dollar |
CAD |
Canadian dollar |
DKK |
Danish krone |
EUR |
Euro |
GBP |
British pound |
JPY |
Japanese yen |
NOK |
Norwegian krone |
SEK |
Swedish krona |
USD |
American dollar |
PostFinance reserves the right to modify the available currencies based on the current market situation.